Purring along β€” nothing checked yet this month!
😺
🌱

Trakka - Your Money Tracker

One continuous log β€” switch months, nothing resets.
⏰ Right now --:--:--
🎯 Days until debt-free β€”
🌟 Level 1
πŸ”₯ Streak β€”
πŸ’° Still outstanding β€”
πŸ“Š This month's net β€”

Overall progress β€” all 6 months

0%
Income received (all-time)
0
Expenses paid (all-time)
0
Extra income logged (all-time)
0
Months fully complete
0 / 6
πŸŒ… Loading...
"Every bit you save today is a step toward freedom."
🌟Level 1
0 / 150 XP to level 2
βœ…
Within budget
0
surplus
Income received
0
Expenses paid
0
Surplus / (Shortfall)
0
Extra income this month
0
Days left in period
β€”
% of balance saved
0%
cumulative savings Γ· cumulative balance
Cumulative balance
0
through this month

This month vs last month

πŸ’Έ Income

🍾 Extra / windfall income

Freelance, refunds, gifts received β€” logged with a date, kept forever

πŸ’³ Debt payments due

🏁 Payoff plan β€” every debt you've added

🎁 Gift deductions

Money set aside each month toward a future gift. Contributions run for N months leading up to the target month β€” the goal disappears from the list once its target month arrives, because that's when it's actually bought.

🐷 Savings

Top up whenever you like, any amount. Each deposit locks away for 3 months from the month you add it β€” untouchable until then β€” and is subtracted from your spendable cumulative balance below the whole time it's saved.

🌻 Savings goal
0 saved of 0 0%
πŸ“± Savings apps β€” monthly top-up

Set this month's top-up for each app and tick it once it's actually gone in. Balances roll forward automatically β€” whatever an app holds at the end of a month is its opening balance the next month. Ticked top-ups count toward the 🌻 savings goal above, alongside the free-form ledger below.

🏦 App balances β€” carried forward month to month

🏠 Living expenses

By category, this billing period

Daily trend Β· bars above the dashed line beat the implied daily budget

Each category's budget below applies to the billing period you're currently viewing only β€” switch months to set a different budget for that month.

Daily log

🌟 XP & Level

🌟Level 1
0 XP total
0 / 150 XP to level 2

πŸ… All achievements β€” 0 / 34 earned

Each checked-off item is worth 10 XP; each achievement below is worth 50 XP once earned. Some (like "Budget Boss") reflect your current status and can lock again later β€” the XP they've already paid out stays banked either way.

🎨 Appearance

Theme
Pet
Weather effect
Nigerian / Tropical weather
Dark mode Background music

πŸ’± Currency & billing period

πŸ” Security

πŸ”” Notifications

Shows a notification for your daily reminder (if you haven't logged anything yet today), leveling up, unlocking an achievement, or fully clearing a debt. Needs your browser's notification permission. Still shows up if you've switched tabs or minimized the browser β€” but not once it's fully closed, since this app has no server to push from.

πŸ“ Data

πŸ“² App

Adds a home-screen icon and works offline. Shows up here automatically in Chrome/Edge/Android when it's available and not already installed.